The deductible for car insurance coverage is the amount of money you commit to paying if you file a claim under coverages such as comprehensive, collision, or uninsured coverage. Geico is the cheapest for drivers with bad credit. Car owners and Erie, smaller insurers that offer coverage in several states, have even cheaper auto insurance rates than State Farm. You can use NerdWallet's car insurance comparison tool to easily buy cheap car insurance online.
Even so, you should always compare prices to get the best car insurance rates, regardless of your credit history. If you want the best of the cheapest, check out NerdWallet's summary of the best cheap car insurance companies. If you're looking for affordable car insurance from a big company, Geico might be a good place to start. Check out NerdWallet's analysis of the cheapest cars to insure to see if your vehicle is on the list.
However, the amount you pay for car insurance will vary depending on the state in which you live and how clean your driving record is, among other factors. While availability may be limited, midsize insurers can beat the cheaper auto insurance prices of larger companies. NerdWallet analyzed the auto insurance rates of 154 auto insurance companies across the country to find the cheapest car insurance for a variety of drivers. Drivers with violations such as an at-fault accident or a recent DUI can find the most affordable car insurance rates in Erie and other midsize insurers.
The best way to find cheap car insurance is to compare prices and compare quotes from at least three insurers. The NerdWallet editorial team analyzed car insurance rates with minimum coverage from the price analysis company Quadrant Information Services. Be sure to compare car insurance quotes from at least three insurers to find the cheapest car insurance for you. If you want to save money with the cheapest car insurance possible, it's essential to compare the quotes of several insurers.
California, Hawaii, Massachusetts and Michigan don't allow insurers to use credit to determine auto insurance rates.