Renewing your car insurance is often a simple process. Your insurer will contact you by mail or email with the updated rate. If you accept the updated rate, simply make a down payment or pay your renewal quote in full. Adding a teen driver to your policy can increase the price and offset the cost a little with our discount for teen drivers (the driver must be 18 years old or younger).
Learn more about car insurance for teens. If you lend your car to someone and that person causes an accident, Progressive may cover some of the damages they are responsible for. Affordability is important to everyone when it comes to car insurance coverage, but your car insurance company should be judged by how it handles claims. During your progressive quote, you won't be able to select car insurance coverages that don't apply to you.
Your new insurance company can provide proof of insurance to your old company if needed, but it's generally not authorized to cancel a policy with another insurer on your behalf. An increase in the cost of car insurance can be frustrating, especially if you haven't filed a claim and have a clean driving record. But know that insurance premiums don't increase on a whim and that the reason for a rate increase is almost always related to insurance risk. If you plan to cancel your current car insurance policy, make sure that your new insurance policy is already in effect.
Car accidents and traffic violations often explain the increase in insurance rates, but there are other reasons why car insurance premiums increase, such as the change of address, the new vehicle, and zip code claims. You'll receive a car insurance refund for any unused portion of your policy, subject to any cancellation fees that your insurer may charge. Every state requires auto insurance companies to declare how they calculate rates to customers, and insurers cannot deviate from these presented rates. While your rate might be lower when a new car insurance company quotes, its protection and claim compliance may not match the standards of your current insurer.
This information is not an insurance policy, does not refer to any specific insurance policy, and does not modify any provision, limitation, or exclusion that is expressly stated in any insurance policy. Switching car insurance is easy, but make sure that the coverages, limits, and deductibles in your new policy reflect what you have with your current insurer.