Unlike health insurance, there's no age limit when it comes to car insurance. As long as your parents' home is your permanent residence, you can stay on their insurance as a registered driver. New drivers always need car insurance, even while they're learning to drive. The minimum insurance requirements in your state apply to everyone who operates a vehicle, even if they only have one permit.
If your teen driver has their learner's permit and plans to start driving, make sure they have car insurance, whether you add it to your policy or buy your own. Progressive offers insurance discounts for students who maintain good grades, go to school outside the home, or drive as teenagers. To be eligible for these discounts, you'll need to be enrolled in your parent's or someone else's car insurance policy and not your own. Request a car insurance quote online or call 1-866-749-7436 and we'll ask you the right questions so that your teen has the right coverage.
Fortunately, there are plenty of ways students and teen drivers can save with discounts on car insurance in Progressive. If you just obtained your learner's permit but have already purchased your own vehicle, you can buy your own car insurance policy just like any licensed driver. Each state sets its own minimum insurance requirements, but the correct amount of car insurance for your authorized driver depends on your vehicle and your situation. If you add your teen driver to your car insurance policy, they'll benefit from the same protection as you.
Get an auto insurance quote today and we'll help you find the right coverage at a price that fits your needs. Most lenders will require that you have comprehensive auto insurance and car collision coverage when financing or leasing a car. Combining your home and auto insurance policies with Progressive could make your car insurance cheaper. An auto insurance policy for a 16-year-old driver who just received their license is likely to be more expensive than a policy for an 18-year-old with more driving experience.
Request a car insurance quote online or call 1-866-749-7436 and we'll help you customize coverage for your family's new driver. This information is not an insurance policy, does not refer to any specific insurance policy, and does not modify any provision, limitation or exclusion that is expressly stated in any insurance policy. A teen driver must have car insurance in almost every state, so you can add it to your policy or insure it with a standalone policy. A standalone car insurance policy for teen drivers can be expensive because they are more likely to drive distracted, drive faster, carry a tailgate, and not wear a seatbelt.
In addition, since new drivers are often more likely to suffer mishaps than experienced drivers, you may want to add comprehensive car insurance coverage and car collision coverage to the vehicle that your authorized driver is using.