Grange and GEICO typically offer the best full coverage rates. As expected, their customers have reported some auto insurers for offering poor customer service and, in some cases, for unexpected changes in rates. We took samples of information from several sources and developed a range of what cheap car insurance typically costs in Ohio. Drivers also tend to pay much more for car insurance when they live in and around major metropolitan areas such as Cincinnati, Columbus, or Dayton.
Car insurance becomes expensive for people with irregular driving histories, poor credit, or for those who live in extremely congested areas with others who suffer a lot of accidents. One-day insurance can be very useful if you are buying a car or moving a vehicle from one place or another. Ohio requires that all drivers have insurance, but it doesn't require insurers to offer low-cost coverage to low-income drivers. For example, if you paid more in the annual cost of your insurance to be part of an accident forgiveness program, the increase for an accident is 0%, but the total cost of insurance is higher each year than if you hadn't.