Geico can be another smart choice for auto insurance in Ohio. In addition to standard coverage, Geico offers emergency road service coverage, rent reimbursement and mechanical fault coverage. Ohio drivers can also participate in Geico's usage-based program, DriveEasy. Policyholders who participate in the program and demonstrate safe driving habits can get a discount on their insurance premiums.
The final insurance policy premium for any policy is determined by the insurance company upon application. The Buckeye State is one of many where insurers are legally allowed to use their credit rating to determine their insurance rates. The cheapest auto insurance companies in Ohio are USAA, Geico, Nationwide, Erie Insurance and State Farm. Alternatively, the state also allows drivers to obtain a bond or deposit a guarantee instead of having car insurance.
Whether you're looking for insurance or have an established plan, it's a good idea to contact your insurance agent to see what opportunities you qualify for. Ohio drivers enjoy some of the cheapest car insurance in the country, with rates well below the national average. Fortunately, Dayton drivers already have access to some of the cheapest car insurance rates in the country. If you're looking for car insurance in Ohio, you'll have access to some of the lowest auto insurance rates in the country.
While car insurance in Ohio is generally much cheaper than in other states, your premium will largely depend on your situation and your vehicle. The tables below show the cheapest car insurance for young drivers in Ohio, along with the estimated monthly and annual costs. A person's age, driving history, and credit ratings can have a significant impact on the cost of car insurance in Ohio. The state may also require you to have special high-risk insurance called FR coverage for uninsured driving.
Policygenius has analyzed the auto insurance rates provided by Quadrant Information Services for each zip code in all 50 states, plus Washington, D. If you want to be fully protected in the event of an accident, consider meeting the state minimum requirements for car insurance in Ohio.