No matter where you live, your standard car insurance policy will normally cover you in all 50 states and Canada. Your policy won't cover international travel outside of Canada. Whether you're on vacation out of state or taking a long road trip, you can drive with confidence knowing that you're insured up to the limits of your policy. If you spend a significant amount of time out of state, the situation can get complicated when it comes to the state where your insurance policy should come from.
You may also need an additional policy if you store cars in two different states. Depending on your policy, you may need to provide your insurance company with specific information about the body shop you're considering performing repairs. Some insurance companies may have a fixed list of repair shops that they can recommend to you. The medical payment coverage in your auto insurance policy will cover your co-worker's hospital bill up to the limits of your policy.
Comprehensive car insurance and collision insurance are also common types of car insurance coverage, although no state requires them. If you have a child who is going to an out-of-state college and has a car on campus, they may need a separate car insurance policy for another state, depending on the state in which they are going to school. In that case, you would need two car insurance policies, one for the vehicle that is kept overnight in Connecticut and a policy from another state in New York for the vehicle you keep at work. Most lenders will require that you have comprehensive auto insurance and car collision coverage when financing or leasing a car.
For information, availability of coverage in your state, quotes or policy services, contact your local independent agent representing Cincinnati Insurance. Learn more about car insurance in Ohio, including what coverages you should have, what you should consider, and the discounts you can get to keep your insurance costs down. No, there is no separate auto insurance policy for several states, since a standard auto insurance policy generally provides out-of-state coverage in all 50 states. If you are not insured by Progressive or are a Progressive customer without logging in to your account, you can report or view an existing claim here.
Combining your home and auto insurance policies with Progressive could make your car insurance cheaper. Nor is there a multi-state auto insurance policy that originates in two or more states. Property and accident coverage may be offered by The Cincinnati Insurance Company or one of its wholly-owned subsidiaries, The Cincinnati Indemnity Company, The Cincinnati Casualty Company, or The Cincinnati Specialty Underwriters Insurance Company. Progressive roadside assistance pays for towing services if your car breaks down for any reason, whether it's on the road or in your driveway.
The main reason car insurance is mandatory in almost every state is because of your personal liability (liability) if you cause an accident.