Many states require adult driver discounts for seniors who enroll and complete state-approved driving courses. AARP, AAA and the National Safety Council (NSC) are among the organizations that offer qualified classes. The cost of an auto insurance policy tends to increase as you age, but there are ways to save money. Some companies offer discounts on auto insurance for seniors or other opportunities for mature drivers to reduce their car insurance costs.
The Guides Auto team will discuss what types of discounts are available for seniors, what other discount companies offer, and how much insurance can cost a senior driver. If you're looking for the cheapest possible car insurance rates, you might want to buy the minimum car insurance needed to drive in your state. Progressive is also reducing insurance for these cars in some markets, spokesman Jeff Sibel said in an emailed statement. We've found that USAA, Geico, State Farm, Nationwide and Travelers are affordable options for auto insurance for seniors.
Progressive also offers coverage options, such as accident forgiveness, which prevents the auto insurance premium from rising after an accident. You can buy many types of insurance through Progressive, but you may not always end up with a Progressive policy. Progressive offers types of coverage that other companies don't, such as rideshare insurance and uncovered insurance. We've researched the best auto insurance companies in the industry to see which ones offer the best combination of discounts and low rates, and then we'll recommend two providers for you.
Michael Barry, a spokesperson for the Insurance Information Institute, said it was very unusual for auto insurers to simply stop issuing new policies for a particular make or model of vehicle. Younger drivers and older drivers are considered to be at higher risk, so they tend to pay more for car insurance coverage. Few large insurance companies offer discounts on auto insurance for seniors, but many offer a variety of ways for mature drivers to save money on coverage. If your pet is injured in a car accident and you have collision insurance, Progressive will help you pay vet bills in most states.
Add a full-time student who maintains a B average or higher to your policy, and we'll add a discount on car insurance. Progressive, the third largest auto insurance company in the country, offers insurance for just about anything with an engine.