Yes, you can get a multi-car discount if you have more than one vehicle on your Progressive auto insurance policy. Just add any vehicle that belongs to your spouse, family member or roommate to your policy and you'll receive the discount for several vehicles as long as the car is mainly stored in your home. There are many types of discounts on your car insurance that may be available in Ohio. Insurance companies encourage a variety of healthy behaviors by offering discounts for many different reasons.
One of the most popular discounts is for safe driving. If you've avoided fines or accidents in recent years, a safe driver discount could go a long way in helping you find cheap car insurance. According to the Insurance Information Institute or III, approximately 13 percent of Ohio drivers don't have liability insurance coverage. However, you should inform your insurer that the car will be stored (stored in a garage) in a different location than in your home for an extended period of time.
For example, if you add your car, your spouse's car, and your teen driver's car to the policy, all three cars will receive liability coverage. This information is not an insurance policy, does not refer to any specific insurance policy, and does not modify any provision, limitation or exclusion that is expressly stated in any insurance policy. If you and your spouse each own a car and you're both on the same insurance policy, you'll be entitled to a multi-car discount. If you insure multiple cars with the same insurance company, you'll likely qualify for a multi-car discount.
If you have to borrow your teen driver's car and you have an accident, your car's collision coverage won't cover damage to your teen driver's car. Property and accident insurance offered by United Services Automobile Association (USAA), USAA Casualty Insurance Company, USAA General Indemnity Company, Garrison Property and Casualty Insurance Company, based in San Antonio, Texas; USAA Limited (United Kingdom) and USAA S. If your child goes to school and has their own vehicle, the car can usually remain on their multi-car insurance policy as long as the student continues to use their home as their primary address. If your active suspension related to your conviction for driving under the influence of alcohol is complete and you have reinstated your license, your previous conviction for driving under the influence of alcohol should not prevent you from obtaining car insurance.
This is a necessary step in obtaining car insurance, as insurance companies will only sell policies to motorists with a valid license. Just because you have a previous drunk driving conviction on your record won't automatically prevent you from getting car insurance in the future. For that reason, looking at the average cost of car insurance in your area may not always give you a clear idea of what your policy might cost. Multi-car insurance means having multiple vehicles in an auto insurance policy maintained in the same place.