If two or more vehicles in your household are insured by State Farm, you could save even more. As seen in the table above, you can get a 9% discount on car insurance rates if you install safety devices in your vehicle. The following are the most common car insurance discounts available when buying insurance in Ohio. A number of car insurance companies offer about a 9% discount for vehicles with safety devices, including airbags and anti-lock brakes.
For example, if you live in Connecticut but work outside the state of New York, you would have an auto insurance policy in Connecticut, since the vehicle stays there overnight. If you haven't had accidents or fines for the past three years, you can get a discount for safe drivers on your car insurance rates in Ohio. On average, drivers in these professions can get up to 13% off the cost of their car insurance in Ohio. It should also be noted that if you have an anti-theft device or a vehicle recovery system connected to your car, you can get a discount on your car insurance.
Additional savings are available if you have other State Farm insurance products, such as homeowners, renters, condo or life insurance, in addition to vehicle insurance. In that case, you would need two car insurance policies, one for the vehicle that is kept overnight in Connecticut and a policy from another state in New York for the vehicle you keep at work. Ohio insurance companies offer a loyalty discount of up to 10% to their repeat customers after a certain period of time, and some companies may increase the discount the longer you remain an active customer. Most Ohio auto insurance companies offer discounts to those who take an approved driver education course or a defensive driving course and to those who demonstrate that they have a history of safe driving.
While actual savings will vary depending on the insurance company, the driver's profile and other factors, you may qualify for several discounts that will significantly reduce your car insurance premiums. People who combine their auto and home insurance policies often get the highest discounts from insurers.