RTA law requires that you take out an insurance policy when you buy a new vehicle in the United Arab Emirates; otherwise, you could face heavy penalties and fines if you drive without insurance. Car insurance is mandatory for all vehicles in Dubai. Depending on the type of insurance you take out, it may cover damage caused by accidents and natural disasters. In Dubai, third-party insurance and comprehensive car insurance are quite common; you can opt for any car insurance policy depending on your budget and needs.
There are additional benefits that they offer depending on the type of car. All plans are for a 12-month period, after which you can renew your plan. Insuring a car in Dubai costs between 300 and 600 dirhams per month, depending on the type of car or plan. Some car rentals in Dubai include the cost in their insurance for people who want to go off-road.
As mentioned above, those who are under 21 and haven't been actively driving for a while receive a higher premium. If you have coverage through your credit card or personal car insurance, consider whether you want any additional insurance offered by the car rental company. Considering the myriad options offered by car insurance companies, it's highly recommended that you do the right homework or seek the help of a highly regarded online insurance comparison site that can make things easier for you. PAI insures drivers of a rental vehicle and their passengers from accidental medical expenses, emergency care and accidental death during the rental trip, up to a certain limit.
The premium is simply the amount of money you pay to fund your car insurance account with your company. While renting a car in the United Arab Emirates usually includes insurance as part of the standard contract, it's important to ensure that you have the right level of coverage. In addition, the main reason for taking out this insurance coverage is that it is the law applicable to buying cars in Dubai and throughout the United Arab Emirates. Other factors that may influence the cost of car insurance in Dubai include the number of previous insurance claims, the age of the driver and the age of the driver's license.
You can also take out insurance for personal effects if you're worried about items being stolen from your rented car (although homeowners and renters insurance usually covers this type of theft). Since third-party car insurance offers basic coverage, it's a fairly affordable option for vehicle owners. Considering the rules surrounding driver's licenses and the importance of using a site that gives you an idea about car insurance in Dubai, there are three crucial points you should know about car insurance in Dubai and the United Arab Emirates. You can also get car insurance renewal in Dubai online by simply going to the website of the selected insurance company.
Stay tuned to the United Arab Emirates car blog for more information on car insurance policies and the country's car market.