Yes, Liberty Mutual offers discounts on defensive driving courses, but only in states that legally require it. Thirty-four states and the District of Columbia require insurance companies to offer defensive driving discounts to eligible drivers, although the exact amounts and requirements of the discount vary. Liberty Mutual also offers a good discount for drivers who don't have accidents, so learning more about safe driving could help you save in the long run. Liberty Mutual offers defensive driving discounts in 34 states and the District of Columbia for seniors who complete an approved defensive driving course.
Finally, if you're still struggling to pay for your Liberty Mutual policy, you should consider switching to another insurer. Liberty Mutual is NAR's exclusive auto, home and renters insurance provider, offering quality coverage, expert advice and special discounts of up to 10% for NAR members. Visit the specific Liberty Mutual page for more information or to enroll in the auto insurance referral program. Expensive cars, sports cars and cars with high theft rates are considered to be riskier to insure than cheaper and more practical vehicles.
Read the full answer on traffic accidents and violations, which would increase your Liberty Mutual premium. For example, Liberty Mutual offers an accident free discount, which gives a discount to drivers who haven't had an accident for a certain period of time. Whether you can shorten your commute to work, use more public transportation, or even ride more bikes, driving fewer miles each year could lower your Liberty Mutual premium. Liberty Mutual also charges married drivers similar rates to those paid by single drivers, which is less common.
You can reduce the costs of your Liberty Mutual car insurance by taking advantage of Liberty Mutual discounts, opting for a higher deductible and reducing your coverage, among other things. Because your credit history is correlated with your likelihood of filing an insurance claim, Liberty Mutual uses your credit data to calculate your premium in states where it is legal. Liberty Mutual offers a wide variety of discounts that can help lower your overall car insurance bill. Liberty Mutual doesn't offer a specific marriage discount, which is typical among major insurance companies.
RightTrack, Liberty Mutual's telematics program, rewards you for driving well with a discounted premium.