Check the discounts for good students At Liberty Mutual, students receive a discount for earning a GPA of a B or higher with our discount for good students. You can get a Liberty Mutual discount for good students if you have at least a B. Students who drive can save as long as they're in high school, college, or studying at home. It may also be cheaper to buy your own policy if you go to school in an area with lower car insurance rates or if one of your family members has a poor driving record, which increases premium costs.
Once you turn 25, car insurance rates generally start to drop, as long as you maintain a clean driving record. To get discounts for Liberty Mutual membership, the customer must be a member of the armed forces, a teacher, a full-time student, a member of an affiliated credit union, or an employee of an affiliated company. All insurance products are governed by the terms of the applicable insurance policy, and all related decisions (such as coverage approval, premiums, fees and charges) and policy obligations are the sole responsibility of the insurance insurer. Fortunately for Ohio drivers, car insurance rates are significantly lower than what the average American driver pays.
College students may also qualify for general discounts on car insurance, such as discounts for driver education students and discounts for accredited drivers. Ohio car insurance rates can be more expensive in certain cities due to factors such as vehicle theft and vandalism rates, the number of uninsured drivers, the risk of adverse weather conditions, and more. However, Liberty Mutual offers a good student discount, as getting good grades shows the insurer that you are responsible off the road, which means that you're more likely to also be responsible when you're in the driver's seat. When comparing vehicles, if repairing or replacing a car costs more, it will most likely cost more to insure it.
Your credit history, or credit-based insurance rating, is one of the variables used by car insurance companies to help them determine risk levels for drivers. When you buy an auto insurance policy for the first time, and each time the policy is renewed, your insurance company will likely review your driving record. College students can get discounts on car insurance for having good grades or for going to college away from the car they're driving. Car insurance is more expensive for college students than for older drivers, but students can save by comparing quotes and finding.