You can get a discount for driving defensively on car insurance if you complete an approved driver education course. Seven of the 10 largest insurance companies offer discounts for defensive driving, although the exact requirements and discount amounts vary. It's an auto insurance company that bases its rates primarily on data collected from a smartphone app about your driving. Root says it only insures good drivers and can save them money compared to a traditional policy.
Discount on the accident prevention course for customers aged 55 and over who have completed an accident prevention course in the last 36 months. Other insurers that offer this type of usage-based car insurance include Allstate, Progressive, and State Farm. State Auto offers the usual auto insurance coverages, such as liability insurance, as well as extras available only through its two packages, Protection Plus and AutoXtended Premier, described below. If Liberty Mutual doesn't offer a discount for driving defensively in your state, you should still consider taking a course.
The table below shows the complaint ratings of State Auto's two largest subsidiaries, State Auto Property & Casualty and State Auto Mutual Insurance Company. Headquartered in Columbus, Ohio, State Auto Insurance offers auto, home and other insurance policies in 28 states. Yes, Liberty Mutual offers discounts on defensive driving courses, but only in states that legally require it. Liberty Mutual also offers a good discount for drivers who don't have accidents, so learning more about safe driving could help you save in the long run.
By attending traffic school, you can learn how to better avoid accidents and traffic violations by the at-fault party, which would increase your Liberty Mutual premium. If another person causes an accident, the resulting damage to your car must be covered by the other driver's liability insurance.