Yes, Liberty Mutual has a multi-vehicle discount. To qualify for the Liberty Mutual multi-car discount, the customer must insure more than one vehicle with the same Liberty Mutual auto insurance policy. The discount is automatically applied to qualifying Liberty Mutual policies, but it's not cumulative, meaning you won't get a bigger discount for insuring more vehicles. Most car insurance companies allow you to insure multiple vehicles.
Car insurance protects you financially if you're involved in an accident. If you have an uninsured accident, you may be responsible for costs, including property damage, medical expenses, legal fees, and more. Liability coverage can help cover all or some of these costs. Regardless of the insurance savings, LoJack can be a smart buy, especially if you live in a high-risk area or if your car is particularly attractive to thieves.
The law requires insurance companies to give you enough notice to make a payment before canceling an auto insurance policy, usually 10 to 20 days. To get a discount on LoJack insurance in most states, tell your insurer that you have LoJack and request a discount on the anti-theft device. Liberty Mutual car insurance rates are based on your driving record and experience, along with factors such as the type of car you drive, your zip code, your insurance history, and more. Yes, Liberty Mutual insurance rates are competitive for certain drivers, including teens and college students.
As a result, having LoJack may entitle you to an anti-theft discount, since your insurer is less likely to have to pay for a stolen car. Many lenders require that you have comprehensive and collision insurance for financed cars until they are paid. For example, New Jersey requires all insurers to offer discounts to drivers whose cars have certain anti-theft devices, and the state specifically includes vehicle recovery systems that communicate with the police in the list of eligible devices. Liberty Mutual's discounts for good students vary by state, but it's always worth checking if they're available in your location.
However, Liberty Mutual offers a good student discount because getting good grades shows the insurer that you're responsible off the road, which means you're more likely to also be responsible when you're behind the wheel. Parked car insurance helps pay for vehicle damage caused by certain events, such as vandalism, theft, fire, hail, or a fall from a tree. Having liability insurance can also keep you on the right side of the law and the insurers you might want to apply to in the future. Policies vary between insurance providers, but most companies allow you to have four or five cars on a single policy.