According to Value Penguin, having a clean driving record can save you 10 to 30% on your car insurance premiums. 1 You're eligible because you have no recent accidents or violations on your driving record. Recent generally means within the last three to five years. Telematic programs have a disadvantage in terms of privacy, but the advantage for safe drivers is that car insurance is cheaper.
Policygenius reports that safe driving can reduce your car insurance premiums by 20%. For example, if you take a defensive driving course through your state's DMV or other accredited organization, you might be eligible to receive a defensive driving discount from your car insurance provider. If you want to save more besides a discount for driving defensively, consider other ways to save money on car insurance. The average cost of car insurance will vary depending on where you live, your driving history, the type of vehicle you want to insure, and more.
Completing a defensive driving course can help you save on car insurance if your insurance company offers a discount for defensive drivers. Many of the best-known auto insurance providers offer discounts for defensive drivers and premium reductions for their customers. If you know how car insurance works, you'll know that insurers usually have several discounts available. If your car insurance company offers a discount for defensive driving, taking and passing a defensive driving course could reduce your insurance premiums by 5 to 15%.
Defensive driving is typically aimed at young and older drivers who may have higher car insurance premiums, but a defensive driving discount can be offered to people of all ages. After several years, he expanded his experience in insurance and obtained his license in health and also in AD&D insurance. This information may be different from what you see when you visit the website of an insurance provider, insurance agency, or insurance company. If so, your local DMV office or other accredited organization can help you get the information you need to take a defensive driving course and thus get a possible discount on your car insurance premiums.
You'll receive another discount simply for owning a home, even if your home isn't insured through Progressive's network of home insurance companies. Auto insurance providers like Progressive don't usually offer defensive driving courses, but they can offer discounts for defensive driving. If you're a homeowner, whether it's insured through Progressive or not, you could qualify for this auto insurance discount.