Insurers will generally reimburse you for the unused portion of your policy, assuming you paid in advance. However, depending on your state and the time of cancellation, your insurer may charge a cancellation fee. Learn how to get a refund on car insurance. The most reliable method is to call the main customer service number at 888-671-4405 to request cancellation.
Progressive agents answer that number 24 hours a day, seven days a week. 2 To cancel your policy, you'll need your name, policy number, date of birth and Social Security number, as well as the date you want to cancel the policy. You can end your coverage the same day you call, but we strongly recommend that you wait until your policy expires. That way, there's no chance that Progressive will charge you a cancellation fee.
If you're thinking about leaving Progressive, call 888-671-4405 now to find out if you're subject to a reduced rate, surcharge, or cancellation fee. If so, ask the agent to indicate the language of the cancellation fee that appears in your car policy documentation. Read that documentation to confirm that the agent's response was correct. If you already have that replacement coverage insured, you can cancel your Progressive insurance the same day you call.
If you cancel your policy after just three months, your insurer will issue an insurance refund for the remaining nine months. If you cancel during the middle of the policy term, Progressive Insurance will reimburse you for the premiums for unused days, less cancellation fees. Because insurance premiums are determined in part by where you live, you can get a lower rate on your new policy if you move to an area where rates are cheaper, and your insurer can reimburse part of your insurance premium. Stopping using Progressive Insurance midway through the term of your auto policy could result in a cancellation fee.
If you sell your car and no longer need coverage, your insurance company can send you a refund check if your policy is canceled before its term ends. If you have boat insurance or home insurance with Progressive, the measure could increase your rates on those other policies. The only reason that would delay canceling your car insurance in Progressive would be if you didn't include all the required information. Even though they're one of the best-known auto insurance companies in the United States, there are a variety of reasons why you might want to cancel your policy with them.
You'll talk to an agent who will need your name, date of birth, Social Security number, and Progressive Insurance car policy number. If the insurance company cancels your policy, you'll normally get a refund from car insurance, unless they cancel the policy for non-payment. If you change your car insurance company and find better rates with another insurance company, you may want to cancel your current policy before it expires. Insurance refunds are usually issued through the same payment method that you use to pay for your insurance.
If you cancel your car insurance in Progressive on May 15, then Progressive will owe you half of the month. If it has improved, let your current insurer know and then see if other companies can beat your insurance company's price.