Yes, Geico offers car rental insurance. If you already have a personal car policy with Geico that includes liability, comprehensive and collision coverage, this insurance will likely be extended to cover your rental car. If you only have liability insurance with Geico, physical damage to the rental vehicle will not be covered. If you have liability, comprehensive or collision coverage in your Geico policy, they will be transferred to your rental car.
Yes, Geico policyholders get discounts of up to 20% to 50% at popular agencies such as Enterprise, Alamo, Hertz and National Car Rental. Generally, your health insurance will cover injuries that result from a car accident, and home or renters policies cover items stolen from a car. You can talk to a Geico customer service representative at 1 (800) 207-7847 to see if your personal policy will be extended to your rental car. Geico also offers rental car reimbursement coverage, which helps pay the cost of renting a car while your personal vehicle is being repaired for a covered claim.
If you don't have either type of coverage, you can take out personal accident insurance through the car rental company. Keep in mind that not all states require car rental companies to automatically provide mandatory minimum insurance coverage. While each standard auto insurance company has its own criteria for covering rental cars, some situations are generally excluded. If you don't have enough coverage through Geico to cover your rental car, you can buy insurance from your car rental company or see if your credit card company offers it.
