A Bankrate car insurance study found that Geico, USAA, State Farm, Auto-Owners and Hastings Mutual are among the best auto insurance companies in Ohio. Geico has the cheapest car insurance in Ohio for good drivers, among the companies analyzed by Forbes Advisor. USAA is another great option if you're a member of the armed forces, a veteran, or a qualifying family member. First, the company offers more than one discount per package: one for having a qualifying car owners policy (such as a car owners policy) along with car insurance for car owners, and one discount per package for also having a life insurance policy for car owners.
The analysis included 5 to 10 of the largest insurance companies in each state; smaller insurers were also included when rates were available. By the time they reach their 30s, most drivers will enjoy cheaper car insurance rates than they did in their teens and 20s. Maximize discounts when buying car insurance for teens, including those that focus on teens, such as a good student discount. If you are at fault in an accident, liability only car insurance covers the cost of medical care and damages for the other driver only.
While higher rates for driving incidents typically apply at any auto insurance company, another insurance company may offer a more affordable rate. There are several resources available for comparing auto insurance companies and finding the best available option. All insurance products are governed by the terms of the applicable insurance policy, and all related decisions (such as coverage approval, premiums, fees and charges) and policy obligations are the sole responsibility of the insurance insurer. The Ohio Department of Insurance is responsible for regulating insurance companies and handling complaints.
Geico has the cheapest car insurance in Ohio for young drivers, and USAA is another low-cost option if you qualify. Drivers in their 30s can get lower rates by comparing prices and taking advantage of discounts on car insurance. In addition to the low average rates, Geico can offer one of the longest lists of potential auto insurance discounts from all major companies in Ohio. For most drivers with only a few minor incidents on their driving record, auto insurance companies typically add a surcharge to the policy for a set number of years.
When looking for the most affordable car insurance options, it can be helpful to consider your personal factors, such as whether you have a teenage driver to add to your policy, if you are at fault for accidents on your driving record, or if you have a sports car that needs specialized coverage. The companies evaluated for Ohio were Allstate, Auto-Owners Insurance, Cincinnati Insurance, Farmers, Geico, Grange Mutual, Motorists Mutual, Ohio Mutual, Progressive, State Farm, Travelers, USAA and Westfield.