Renewing your car insurance is often a simple process. Your insurer will contact you by mail or email with the updated rate. If you accept the updated rate, simply make a down payment or pay your renewal quote in full. When you move from another state, you'll need a new car insurance policy, even if you can stay with the same insurance company.
If you're moving to another state, check with your car insurance provider to make sure they offer coverage in your new state. You may have to change car insurance companies when you move to another state if your current provider doesn't sell insurance in the state you're moving to. During your progressive quote, you won't be able to select car insurance coverages that don't apply to you. However, the vehicle must be regularly parked at your residence overnight for Progressive to insure it in your policy.
Every state requires auto insurance companies to declare how they calculate rates to customers, and insurers cannot deviate from these presented rates. Affordability is important to everyone when it comes to car insurance coverage, but your car insurance company should be judged by how it handles claims. If you lend your car to someone and that person causes an accident, Progressive may cover some of the damages they are responsible for. Because car insurance requirements vary from state to state, you'll need to get a new insurance policy if you move out of your current state.
Switching car insurance is easy, but make sure that the coverages, limits, and deductibles in your new policy reflect what you have with your current insurer. You can change insurers at any time, even if you just renewed your policy with another insurance company. In addition, if your policy includes car rental reimbursement and your car is damaged in a covered accident, Progressive will pay the rent (up to a specified limit and term) while your own car is repaired. While your rate might be lower when a new car insurance company quotes, its protection and claim compliance may not match the standards of your current insurer.
The website of the Department of Motor Vehicles in your new state will contain all the legal requirements for insurance and vehicle registration.
