If Geico denies your car accident claim, it's important not to lose hope. You can challenge the decision by filing an appeal with Geico. GEICO was once a better insurance company to deal with as a victim of a car accident. Their adjusters had more authority to settle and their average settlements were much higher.
With approximately 40,000 employees and 18,000 independent agents, GEICO Insurance has an extensive network of human resources dedicated to processing auto accident claims. Unless you're an experienced car accident lawyer or insurance adjuster, it will be difficult to calculate the exact value of your GEICO claim. You may not be able to obtain the fair value of your personal injury claim unless you can exert substantial pressure, through a lawsuit, against the GEICO insured. GEICO insurance adjusters will only classify your case as a soft tissue injury case if you only present evidence of minimal treatment in the emergency room or at a chiropractor.
If you only have property damage and aren't injured, you probably don't need an attorney to process your GEICO insurance claim. However, GEICO tends to issue smaller policies, and very few of its policyholders have a general policy to cover major losses. GEICO insurance adjusters enter several auto insurance claim factors into their claims software and the software will indicate a settlement range at which the adjuster can resolve the claim. If the driver who caused your car accident didn't pay their insurance premiums or was driving someone else's vehicle without their permission, GEICO may not extend their car insurance coverage to cover the loss.
Coverage issues arise very frequently in cases against atypical insurance companies, such as Fred Loya, American Access Casualty Company, National General, or United Auto Insurance Company.
Below, you'll find tips and secrets that GEICO appraisers don't want you to know to maximize your compensation for bodily injury, including answers to frequently asked questions about GEICO car accident compensation.GEICO insurance adjusters will always analyze the property damage of all vehicles involved to see if there was an injury mechanism. GEICO generally won't use unethical techniques to avoid paying a claim, as these insurance companies do. Below are six steps to help you process your GEICO car accident claim, but keep in mind that a car accident lawyer will handle the process for you and can help you get the payment you deserve.
A GEICO insurance adjuster may ask you for access to your medical history to help you go through the process “easily.”.