Give us a call and our customer service experts will help you through the process. If you need to cancel your policy for any reason, we'll be happy to help. Discounts, credits and benefits are available where state laws and regulations allow and may vary from state to state. Fortunately, it's pretty easy to cancel a Liberty Mutual car insurance plan.
All you have to do is call customer service at 1 (800) 658-9857 so that an agent can guide you through the cancellation process. Be ready to share your policy number and details related to your new plan. Also, find out if you'll have to pay a cancellation fee. I want to cancel my current policy through Liberty Mutual because I definitely don't get the best rates anymore.
Car insurance data includes coverage analysis and details about drivers' vehicles, driving records, and demographic information. Whether you choose a different car insurance coverage and stay with Liberty Mutual or cancel and turn to another provider is your personal choice. However, this doesn't mean that you have to stick with your Liberty Mutual car insurance policy forever. As the Epstein court noted, Liberty Mutual could have simply included petroleum products, along with smoke, vapor, soot, vapors, acids, alkalis, chemicals and waste, in the non-exclusive list of what constituted a pollutant to avoid ambiguity.
For the reasons set out above, the Court will grant Whitmore's cross motion for partial summary judgment as to the unenforceability of the pollution exclusion and will deny Liberty Mutual's motion on that issue. Since the cases on which Liberty Mutual is based do not provide the level of analysis required under Madison and Lititz, the Court must consider whether domestic heating oil constitutes a pollutant by virtue of the exclusion in question. Therefore, Liberty Mutual has the burden of demonstrating that the pollution exclusion unequivocally applies to the spill of heating fuel in the Whitmores' home, based on the contractual interpretation of the terms of the Liberty Mutual policy. Epstein's pollution exclusion clause is virtually identical to that of the Liberty Mutual policy in question here.
You can easily compare insurance products, insurance premiums, deductibles and discounts. In addition to invoking the pollution exclusion, Liberty Mutual has filed many other affirmative defenses against coverage. Liberty Mutual filed a motion for summary judgment, and the Whitmores responded with a cross-motion for partial summary judgment. While the pollution exclusion of the Liberty Mutual policy does not establish that a pollutant or pollutant must be released into the environment to exclude events related to this material from coverage, Madison requires an analysis of the specific substance in question, in this case spilled heating oil, to determine if it is a pollutant.
Liberty Mutual may also charge a reduced fee that normally amounts to 10% of the value of the policy.