Your insurance company can issue a refund if your policy is canceled and you have paid your premium in advance. Receiving an insurance refund will largely depend on the reason you canceled the policy and the amount of the premium you paid in advance. If you pay the full premium up front, you'll usually get a refund when you cancel your policy. If you pay your premium monthly, you may or may not receive a refund depending on when you cancel.
After all, you've been a paying customer, and especially if the accident wasn't your fault, it can be confusing to realize that you now have to figure out how to appeal the decision of an auto insurance claim. Insurance refunds are usually issued through the same payment method that you use to pay for your insurance. You can assume that your car insurance company is there to protect and support you in the event of an accident. If you sell your car and buy a new one, you'll still need coverage because most states require drivers to have car insurance.
This information is not an insurance policy, does not refer to any specific insurance policy, and does not modify any provision, limitation, or exclusion that is expressly stated in any insurance policy. For example, you could gather documents such as eyewitness reports, photographs, medical records and police reports and relate all the evidence of your car insurance claim to the argument you make against the appraiser who made this decision. It's likely that at-fault driver's insurance will be used to identify this property damage limit, so it can be very frustrating to learn that the other driver didn't have adequate insurance. Some people may assume that they have no other options available and will give up immediately, but once you know how to appeal your car insurance claim decision, you can present additional evidence to help you get the support you're owed.
If you are not insured by Progressive or are a Progressive customer without logging in to your account, you can report or view an existing claim here. You can pay for your car insurance policy by credit card, PayPal, online check, personal check, money order, or electronic funds transfer (EFT) from your checking account. Since almost every state requires drivers to have liability coverage, you must have a current auto policy with another insurer when you cancel with your current insurer.