Depending on the company, you may be able to remove someone from your car insurance policy online or through an app. Some insurers may require you to contact a representative to remove a driver and provide proof that the driver no longer lives with you. Since companies may vary as to the exact process, check with your insurer for more details. Contact the insurance company and complete a driver exclusion form.
This information is not an insurance policy, does not refer to any specific insurance policy, and does not modify any provision, limitation, or exclusion that is expressly stated in any insurance policy. You can remove a listed driver from your insurance policy if they no longer live with you and no longer drive your vehicle. Every state requires auto insurance companies to declare how they calculate rates to customers, and insurers cannot deviate from these presented rates. You can pay for your car insurance policy by credit card, PayPal, online check, personal check, money order, or electronic funds transfer (EFT) from your checking account.
If it's been a few months since you received your quote, the rates in your area may have been revised, which could decrease or increase the price you pay for your car insurance policy. If you lend your car to someone and that person causes an accident, Progressive may cover some of the damages they are responsible for. In addition, if your policy includes car rental reimbursement and your car is damaged in a covered accident, Progressive will pay the rent (up to a specified limit and term) while your own car is repaired. Removing someone from your car insurance policy may lower your overall rate, but it depends on several factors related to that individual driver.
Excluding a driver from car insurance may seem the same as removing someone from a policy. You can change insurers at any time, even if you just renewed your policy with another insurance company. During your progressive quote, you won't be able to select car insurance coverages that don't apply to you. We charge a higher rate for customers who are more likely to file claims and a cheaper auto insurance rate for customers who are least likely to file claims.
However, the vehicle must be regularly parked at your residence overnight for Progressive to insure it in your policy.