Log in to your policy at any time to add or remove vehicles or drivers, change addresses, pay bills, and more. To cancel a Progressive insurance policy, call (86) 416-2003 to speak with a customer service representative and make arrangements for the cancellation to take effect immediately or at a future date. Yes, you can cancel your car insurance after selling it once you've transferred the title to the new owner, completed the bill of sale, and filed a notice of exemption from liability to your state's department of motor vehicles, if your state requires it. Depending on your insurance company, you may be able to cancel your policy by calling your insurer or agent.
To avoid a break in coverage before buying another car, consider getting an auto insurance policy for people who are not homeowners. If you're buying a new car, you can contact your insurance company to add your new car to your current car insurance policy. Most states require car owners and drivers to have liability insurance coverage, and some require additional coverage even for owners of cars who don't drive. There's no need to cancel your car insurance after selling a car if you're driving a different vehicle.
This will show that the car is no longer in your name and that you are not legally required to have insurance. This information is not an insurance policy, does not refer to any specific insurance policy, and does not modify any provision, limitation or exclusion that is expressly stated in any insurance policy. Since almost every state requires drivers to have liability coverage, you must have a current auto policy with another insurer when you cancel with your current insurer. Canceling your insurance will also cause an interruption in car insurance coverage, which may mean higher rates in the future.
Increases in auto insurance rates are often related to increases in the policyholder's insurance risk. Keep in mind that if you're moving to another state, you won't have to change insurers unless your insurance company doesn't offer coverage in that state. You could be held legally and financially responsible for any accident involving your car while you're selling it, which means that it's in your best interest to maintain your insurance. For example, if a prospective buyer takes the car to a test drive and damages it, your insurance can help pay for the damage.
If you're a new customer of Progressive, you'll see your car insurance premium increase after the first 6-month policy period if you file a claim or if traffic violations are added to your driving record during that time.