If you have liability, comprehensive or collision coverage in your Geico policy, they will be transferred to your rental car. Your rental car will have the same coverage limits as your personal car. As long as the car you rent has a similar value to yours, you can probably skip the rental company's coverage. You'll also want to pass rental insurance on the counter if you plan to use a credit card as secondary coverage.
Generally, your health insurance will cover injuries that result from a car accident, and home or renters policies cover items stolen from a car. It can be both a blessing and a curse that your Geico car coverage is the same for your main vehicle and for rental cars. However, Geico's comprehensive and collision coverage limits may not be high enough if you rent a car worth much higher than your personal vehicle and the car is completely liquidated. While each standard auto insurance company has its own criteria for covering rental cars, some situations are generally excluded.
I've been told that Geico's personal insurance doesn't cover rental cars if the rental lasts more than 30 consecutive days. If you have Geico car insurance for your main vehicle, the good news is that you have coverage for rental cars. I've heard that there are certain types of insurance that I can afford to refuse when I need to rent a car. If you don't have enough coverage through Geico to cover your rental car, you can buy insurance from your car rental company or see if your credit card company offers it.
Your Geico car insurance will extend to your rental vehicle up to the same coverage limit as your main vehicle. You can talk to a Geico customer service representative at 1 (800) 207-7847 to see if your personal policy will be extended to your rental car. Read on to learn some basic facts about rental car insurance and whether or not you need additional coverage beyond your personal auto insurance policy. It seems that this is often not the case, if not, then you have the option of buying rental insurance at the car rental location.
It may give you peace of mind to shell out car rental insurance and know that you won't pay more than that amount. Yes, Geico policyholders get discounts of up to 20% to 50% at popular agencies such as Enterprise, Alamo, Hertz and National Car Rental. It seems like I need to review car insurance policies and see which one would best complement rental car insurance.
